Bacche Ki Education Ke Liye Planning

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Bacche Ki Education Ke Liye Planning

By wealthchecker Team | Family Finance | 7 min read

IIT engineering today costs ₹10-15 lakh. MBBS ₹50 lakh+. Foreign university ₹50-80 lakh+. Aur yeh costs har saal 8-10% badh rahi hain. Abhi se plan nahi kiya toh muskhil hoga.

Education Inflation Ka Real Impact

Current Cost10 Years Baad (8% inflation)15 Years Baad
Engineering ₹10L₹21.5L₹31.7L
MBBS ₹50L₹107L₹158L
MBA ₹20L₹43L₹63L
Simple Rule: Target amount decide karo → Bacche ki current age decide karo → SIP calculator se monthly amount figure out karo → Abhi shuru karo.

Best Investment Options

Sukanya Samridhi Yojana (SSY): Sirf beti ke liye. 8.2% interest, tax-free. Min ₹250/year, max ₹1.5 lakh/year. 21 saal maturity.

Equity Mutual Funds (SIP): 10+ saal dur hai college toh equity best. Index fund mein SIP shuru karo.

PPF: Conservative investors ke liye. 15 saal lock-in, tax-free.

Child Ka Naam: Investment bacche ke naam par mat karo till 18. Agar kuch ho jaaye toh minor ke account se money nikalna complicated ho sakta hai. Parents ke naam invest karo, bacche ke liye designated karo.
FinanceSavingsInvestmentHinglishIndiaMoney Tips

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