Bacche Ki Education Ke Liye Planning
Bacche Ki Education Ke Liye Planning By wealthchecker Team | Family Finance | 7 min read IIT engineering today costs ₹10-15 lakh. MBBS ₹50 lakh+. Foreign university ₹50-80 lakh+. Aur yeh costs har saal 8-10% badh rahi hain. Abhi se plan nahi kiya toh muskhil hoga. Education Inflation Ka Real Impact Current Cost 10 Years Baad (8% inflation) 15 Years Baad Engineering ₹10L ₹21.5L ₹31.7L MBBS ₹50L ₹107L ₹158L MBA ₹20L ₹43L ₹63L Simple Rule: Target amount decide karo → Bacche ki current age decide karo → SIP calculator se monthly amount figure out karo → Abhi shuru karo. Best Investment Options Sukanya Samridhi Yojana (SSY): Sirf beti ke liye. 8.2% interest, tax-free. Min ₹250/year, max ₹1.5 lakh/year. 21 saal maturity. Equity Mutual Funds (SIP): 10+ saal dur hai college toh equity best. Index fund mein SIP shuru karo. PPF: Conservative investors ke liye. 15 saal lock-in, tax-free. Child Ka Naam: Investment bacche ke naam par mat karo till 18. Agar kuch ho jaaye...