Inflation Se Apna Paisa Kaise Bachayein?

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Inflation Se Apna Paisa Kaise Bachayein?

By wealthchecker Team | Finance Basics | 5 min read

Aaj ₹100 se jo cheezhein milti hain, 10 saal baad wahi cheezein ₹180-200 ki hongi. Yahi inflation ka kaam hai — silently tumhari savings ki value khaata rehta hai.

Inflation Ka Real Impact

InvestmentReturnInflation (6%)Real Return
Savings Account3-4%6%-2 to -3%
FD6-7%6%0-1%
PPF7.1%6%+1.1%
Equity Fund12-15%6%+6-9%
Shocking Truth: Agar ₹10 lakh savings account mein rakhe hain 10 saal ke liye, toh real purchasing power ₹5.5 lakh ho jaayegi. Paisa pada raha — value ghatti rahi.

Inflation Se Bachne Ke Tarike

1. Equity mein invest karo: Long term mein equity best inflation beater hai.

2. Real estate: Property value typically inflation se upar badhi hai India mein.

3. Gold: Inflation hedge ke roop mein 5-10% gold rakhna smart hai.

4. Savings account par mat chhodo: Jo paisa 5+ saal nahi chahiye, use invest karo.

Rule of 72: 72 ko interest rate se divide karo — utne saal mein paisa double hoga. 6% inflation par ₹100 ki value 12 saal mein ₹50 ho jaayegi.
FinanceSavingsInvestmentHinglishIndiaMoney Tips

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